Rose FinancialAdvancement Services

Services & pricing

Clear prices before you commit.

Helping individuals and businesses advance financially through education, planning, preparation, and strategic support. Prices are suggested starting prices and may vary based on complexity.

Services

Credit & Consumer Report Services

Credit Report Review

$49

Review of Equifax, Experian, and TransUnion reports to identify:

  • negative accounts
  • high utilization
  • collections
  • charge-offs
  • late payments
  • inquiries
  • reporting inconsistencies
  • areas affecting credit readiness

Includes a brief findings summary and recommended next steps.

Three-Bureau Credit Audit

$99

A more detailed comparison of all three credit reports.

Includes:

  • account-by-account comparison
  • balance discrepancies
  • payment-status differences
  • reporting-date review
  • collection/charge-off review
  • inquiry review
  • prioritized action plan

Credit Report Compliance Review

$149

Detailed review focused on potential consumer-reporting concerns.

Review may identify:

  • mixed-file information
  • possible identity theft
  • inaccurate balances
  • inaccurate payment history
  • obsolete reporting
  • possible re-aging
  • duplicate or misleading reporting
  • questionable inquiries
  • reinsertion concerns
  • other potential FCRA-related issues

RoseFAS identifies potential concerns; it does not determine that a legal violation occurred.

Credit Report Compliance Review Plus

$249

Includes everything in the $149 review plus:

  • detailed three-bureau comparison
  • potential issue tracker
  • supporting-document checklist
  • dispute strategy recommendations
  • individualized action plan
  • 30-minute findings consultation

Credit Dispute Preparation

Starting at $75

Assistance organizing a legitimate dispute regarding inaccurate or incomplete credit-report information.

Includes:

  • review of disputed item
  • supporting-document organization
  • dispute preparation
  • evidence checklist
  • tracking instructions

Pricing can vary depending on the number and complexity of disputed accounts.

Post-Dispute Review

$79

Review of updated reports after a dispute.

Includes:

  • before-and-after comparison
  • corrected items
  • deleted items
  • unchanged items
  • newly reported information
  • unresolved issues
  • recommended next steps

Potential FCRA Case Readiness Review

$149

Designed for consumers who have already disputed information and believe inaccurate reporting remains.

Includes:

  • original-report review
  • dispute review
  • CRA response review
  • updated-report comparison
  • timeline preparation
  • evidence review
  • identification of matters that may warrant attorney review

Attorney Referral Packet Preparation

$199

Organization of an unresolved credit-report matter into a structured packet for a consumer-rights attorney.

May include:

  • case summary
  • chronology
  • credit reports
  • dispute correspondence
  • proof of delivery
  • investigation results
  • supporting evidence
  • updated reporting
  • adverse-action documents
  • damages documentation

RoseFAS does not provide legal representation or guarantee that an attorney will accept a case.

Services

Credit Readiness

Credit Readiness Assessment

$49

Educational assessment of factors affecting readiness for:

  • apartments
  • auto financing
  • credit cards
  • personal loans
  • mortgages

Includes prioritized recommendations.

FICO® Score Readiness Estimator

FREE

Educational online estimator examining factors such as:

  • utilization
  • payment history
  • account age
  • inquiries
  • credit mix

Designed as a free RoseFAS lead-generation service.

Learn more →

Credit Strategy Consultation

$59

30-minute consultation focused on:

  • utilization
  • account balances
  • payment timing
  • debt reduction
  • application readiness
  • short-term credit goals

Services

Budgeting & Personal Finance

DIY Budget Plan

$39

Includes:

  • income worksheet
  • expense tracker
  • debt worksheet
  • savings worksheet
  • personalized monthly budget template

Best for clients who primarily want tools to manage independently.

Customized Budget Plan

$99

RoseFAS reviews the client's finances and builds a personalized budget.

Includes:

  • income analysis
  • expense analysis
  • spending categories
  • monthly allocations
  • debt-payment targets
  • savings targets

Financial Coaching Budget Package

$199

Includes:

  • personalized budget
  • debt strategy
  • savings strategy
  • two follow-up sessions
  • 30-day accountability review

Debt Payoff Plan

$79

Prioritized strategy showing which debts to address first.

Includes:

  • balance review
  • APR review
  • monthly-payment review
  • payoff order
  • estimated payoff strategy

Cash-Flow Review

$59

Analysis of income and expenses to identify opportunities to improve monthly cash flow.

Savings Goal Plan

$49

Plan for goals such as:

  • emergency fund
  • vehicle
  • moving
  • vacation
  • home purchase
  • education
  • business startup

Complete Financial Advancement Plan

$249

Comprehensive personalized financial roadmap.

Includes:

  • budget
  • debt payoff
  • savings strategy
  • credit readiness
  • financial priorities
  • 90-day action plan

Services

Homeownership Services

Homebuyer Readiness Review

$79

Review of:

  • credit readiness
  • income
  • debts
  • available savings
  • estimated mortgage affordability
  • financial areas requiring improvement

Mortgage Payment Comparison

$49

Educational comparison of potential:

  • loan amounts
  • interest rates
  • down payments
  • taxes
  • insurance
  • estimated monthly payments

Mortgage Program Education Session

$59

Educational session covering programs such as:

  • Conventional
  • FHA
  • VA
  • USDA
  • NACA
  • mortgage assumptions
  • down-payment assistance

Home Purchase Preparation Plan

$149

Personalized roadmap for becoming mortgage-ready.

Includes:

  • credit priorities
  • debt priorities
  • savings goal
  • estimated housing budget
  • mortgage readiness checklist
  • timeline

Homebuyer Advancement Package

$249

Includes:

  • homebuyer readiness review
  • credit review
  • debt analysis
  • savings plan
  • affordability estimate
  • mortgage program comparison
  • 60-day follow-up

Services

Apartment & Rental Readiness

Apartment Readiness Review

$49

Assessment of:

  • credit
  • income
  • rental history
  • savings
  • move-in costs
  • potential application concerns

Apartment Application Preparation

$69

Assistance preparing and organizing:

  • proof of income
  • identification
  • rental documents
  • references
  • application documentation

Apartment Readiness Package

$129

Includes:

  • credit readiness review
  • application preparation
  • move-in budget
  • apartment tour checklist
  • questions to ask leasing staff
  • lease review checklist

Move-In Budget Plan

$39

Budget for:

  • deposits
  • application fees
  • moving
  • utilities
  • furniture
  • insurance
  • other startup expenses

Apartment Tour & Lease Checklist

FREE

Downloadable checklist covering questions consumers should ask before renting.

Learn more →

Rental Guarantor Resource Referral

FREE

Educational referral to legitimate third-party rental guarantor resources when appropriate.

Services

Identity Theft & Consumer Education

Identity Theft Credit Review

$99

Review for suspicious:

  • accounts
  • collections
  • inquiries
  • addresses
  • personal information

Includes recommended next steps and documentation checklist.

Consumer Report Error Consultation

$59

Education regarding potential credit-report errors and available dispute procedures.

Financial Decision Consultation

$59

30-minute consultation before a major financial decision such as:

  • automobile financing
  • apartment application
  • loan application
  • new credit card
  • debt consolidation

Services

Tax & Employee Benefits Education

Tax Withholding Education Session

$49

Educational review of:

  • withholding
  • W-4 concepts
  • taxable income
  • paycheck deductions
  • factors affecting refund or balance due

Open Enrollment Financial Review

$59

Educational review of workplace benefits that may affect:

  • take-home pay
  • taxable income
  • healthcare costs
  • retirement contributions

Tax Preparation Readiness Package

$39

Includes:

  • document checklist
  • income checklist
  • dependent checklist
  • deduction checklist
  • business-expense organizer

Tax & Benefits Financial Planning Session

$99

Combines withholding education and workplace-benefit education.

RoseFAS does not provide individualized tax advice unless the service is delivered by an appropriately qualified tax professional.

Services

Business Services

Business Startup Consultation

$79

60-minute consultation covering:

  • business concept
  • entity considerations
  • startup priorities
  • basic branding
  • banking
  • next steps

Business Startup Roadmap

$149

Customized step-by-step startup plan.

Business Financial Readiness Review

$99

Review of:

  • business finances
  • banking
  • cash flow
  • documentation
  • funding readiness

Business Credit Education Session

$59

Education about:

  • business credit
  • personal guarantees
  • lender requirements
  • business reporting
  • common business-credit myths

Business Funding Readiness Review

$149

Includes:

  • funding-document checklist
  • business financial review
  • lender readiness
  • credit considerations
  • recommendations for improvement

Services

Government Contracting & Certifications

Government Contracting Readiness Consultation

$79

Educational overview of:

  • SAM.gov
  • UEI
  • contracting basics
  • capability statements
  • government opportunities

SAM.gov Setup Assistance

Starting at $149

Guided assistance preparing information needed for registration.

Business Certification Readiness Review

$99

Education regarding potential eligibility and preparation for certifications such as:

  • women-owned
  • minority-owned
  • veteran-owned
  • disadvantaged business
  • local small-business programs

Government Contracting Starter Package

$299

Includes:

  • readiness assessment
  • SAM.gov preparation
  • certification research
  • capability-statement guidance
  • contracting opportunity research strategy

Services

Business Plans & Strategy

Business Plan

Starting at $299

Customized business plan covering:

  • executive summary
  • business concept
  • target market
  • competitive positioning
  • operations
  • marketing
  • growth strategy

Comprehensive Business Plan

Starting at $499

More detailed business plan including expanded research and financial planning sections.

Marketing Plan

$199

Customized marketing strategy including:

  • target customer
  • positioning
  • channels
  • promotions
  • lead generation
  • KPIs

30-Day Marketing Strategy

$299

Includes:

  • 30-day content strategy
  • promotions
  • engagement plan
  • lead-generation strategy
  • weekly action plan
  • performance review framework

Social Media Content Calendar

Starting at $149

30 days of customized content topics and posting recommendations.

Website Strategy & Content Plan

$249

Includes:

  • website page structure
  • service organization
  • calls to action
  • lead-generation strategy
  • customer journey
  • recommended website content

Services

Lead Generation & Business Growth

Lead Magnet Development

Starting at $99

Creation of one customized:

  • checklist
  • guide
  • worksheet
  • quiz
  • estimator concept
  • downloadable resource

Referral Program Development

$149

Customized customer and professional referral strategy.

Affiliate Strategy Setup

$149

Assistance identifying ways to incorporate appropriate affiliate partnerships into a business.

Community Partnership Strategy

$199

Strategy for developing relationships with:

  • realtors
  • mortgage professionals
  • dealerships
  • apartment professionals
  • lenders
  • schools
  • workforce organizations
  • community organizations

Partner With RoseFAS Consultation

FREE

Introductory consultation for businesses and organizations interested in referral or community partnerships.

Learn more →

Services

Education & Career Advancement

Diploma Assistance Program

Starting at $500

One-on-one tutoring that helps adults earn their high school diploma through an accredited online program, from enrollment to graduation.

Your price is based on the credits you have already earned. We review your prior transcripts first so you know your price before you enroll.

Money-back guarantee: if you complete the program requirements and do not graduate, or your diploma is not accepted by a school where you apply to continue your education, you get your money back. Full terms are provided in writing before enrollment.

Learn more →

Education Planning Consultation

$49

Guidance for:

  • diploma completion
  • college
  • certifications
  • career-training programs

Resume Development

$79

Professionally structured resume based on the client's experience and target position.

Resume + Career Package

$129

Includes:

  • resume
  • professional summary
  • career positioning
  • interview preparation

Interview Preparation

$59

One-on-one interview preparation and practice.

Best value

RoseFAS package deals

Bundled services at a lower price than booking each one separately.

Financial Reset

$149
  • three-bureau credit audit
  • budget review
  • debt payoff strategy
  • 30-minute consultation

Individual value: $237

Apartment Ready

$179
  • credit readiness assessment
  • apartment readiness review
  • application preparation
  • move-in budget
  • apartment checklist

Future Homeowner

$299
  • three-bureau credit audit
  • homebuyer readiness assessment
  • debt strategy
  • savings plan
  • estimated affordability review
  • mortgage education
  • personalized homebuying roadmap

Complete Financial Advancement

$399
  • three-bureau credit audit
  • compliance screening
  • customized budget
  • debt payoff plan
  • savings plan
  • financial advancement roadmap
  • two follow-up consultations

Business Launch

$399
  • startup consultation
  • business roadmap
  • basic business plan
  • marketing strategy
  • lead-generation recommendations

Business Advancement

$699
  • comprehensive business plan
  • marketing plan
  • 30-day content strategy
  • funding-readiness review
  • government contracting readiness
  • referral/partnership strategy

No cost

Free tools & resources

Start with a free tool or a 15-minute discovery call.

Credit Readiness QuizFICO® Score Readiness EstimatorApartment Tour ChecklistHomebuyer Readiness ChecklistDebt Payoff CalculatorMonthly Budget WorksheetTax Preparation ChecklistBusiness Startup ChecklistGovernment Contracting Readiness Quiz15-Minute RoseFAS Discovery Call

Important notice

Prices on this page are suggested starting prices and may vary based on complexity. Payment timing for services involving credit improvement or credit-report disputes must comply with applicable federal and Florida credit-service laws.

Rose Financial Advancement Services provides financial education, planning, document organization, business support, and consumer assistance.

RoseFAS is not a law firm and does not provide legal representation. Identification of a potential credit-reporting issue does not establish that a violation of law occurred or that a consumer is entitled to damages.

RoseFAS does not guarantee specific credit scores, deletions, loan approvals, housing approvals, mortgage approvals, business funding, lawsuit results, settlements, or financial outcomes.

Services involving credit improvement or credit-report disputes must be contracted, delivered, and charged for in accordance with applicable federal and Florida credit-service laws.

Not sure which service fits?

Take the free assessment or schedule a discovery call and we will recommend a starting point.